Allstate review

Allstate's appeal is breadth: a single carrier covers rideshare driving, gap insurance, electric cars, classic cars and teen drivers, all with an agent behind the policy. It does not publish a price, but says customers who switched saved $900 with various discounts, and it breaks that out by previous insurer: $939 for Progressive customers, $928 for State Farm customers and $940 for GEICO customers. Drivewise, its telematics program in the Allstate Mobile app, bases part of your rate on safe speeds and stops, though Allstate notes that in some states riskier driving could raise your rate. Accident Forgiveness is available as an add-on so a first at-fault accident does not push premiums up. Claims run 24/7, and you can snap photos for an auto claim in the app. The weak spot for comparison shoppers is that the discounts page lists discount types without percentages, which makes quotes harder to check in advance. We compared documented features and published prices.

Who it is for

Drivers who want an agent plus add-ons such as rideshare and gap

Price

No published starting price; Allstate says customers who switched saved $900 with various discounts.

Customers who switched their car insurance to Allstate saved $900
Quoted from the vendor pricing page on November 11, 2026.

Key features

• Drivewise telematics in the Allstate Mobile app, with a rate based on safe driving
• Accident Forgiveness add-on so an at-fault accident does not raise your rate
• Rideshare insurance, gap insurance, electric car and classic car coverage
• 24/7 claims support with photo claims in the Allstate mobile app
• Local agents across the country

Strengths and weaknesses

• Strength: Switchers from Progressive, State Farm and GEICO saved $928 to $940 on average, per Allstate
• Strength: Wide range of specialty coverages on one policy family
• Strength: Bundle discount when you combine home and auto
• Weakness: In some states, high-risk driving recorded by Drivewise can raise your rate
• Weakness: No published starting or average price
• Weakness: Allstate does not publish discount percentages on its discounts page

Key facts

• Average switch savings: $900 (Allstate)
• Telematics: Drivewise
• Accident forgiveness: Optional add-on
• Specialty coverage: Rideshare, gap, EV, classic, teen
• Buying channels: Agents, online, phone

Where it ranks

Allstate is No. 8 in our Best Car Insurance Companies verdict.