Aura review

Aura covers the two things most buyers of credit monitoring want: alerts when someone pulls or opens credit in your name, and help if it happens. Its Individual plan watches your files at all three bureaus with what Aura calls near real-time inquiry alerts, and adds an instant lock for your Experian file. Beyond credit, the same plan tracks bank and card transactions, home and auto titles, and dark web exposure, and it bundles antivirus, a VPN, a password manager and removal requests to more than 425 data brokers. Each adult is backed by up to $1 million in identity theft insurance, with U.S. based fraud remediation staff. The headline price of $12 a month assumes annual billing; month to month it is $15. The Couple plan at $22 and the Family plan at $32 a month (both annual) cover more people at a lower cost per head. The main gap is the credit lock, which applies to Experian only, so you would still freeze Equifax and TransUnion yourself.

Who it is for

People who want credit alerts from all three bureaus plus identity insurance, a VPN and antivirus in one subscription.

Price

Individual from $12 per month billed annually, or $15 billed monthly; 14-day free trial.

Individual 1 adult, 10 devices $12 /mo Save 50% billed annually, or $15 billed monthly
Quoted from the vendor pricing page on November 8, 2026.

Key features

• Three-bureau credit monitoring with near real-time inquiry alerts from Equifax, TransUnion and Experian
• Instant lock on your Experian credit file
• Financial transaction alerts and home and auto title monitoring
• Up to $1 million identity theft insurance on the Individual plan
• Antivirus, VPN, password manager and data removal from 425+ data brokers

Strengths and weaknesses

• Strength: Every plan includes all three bureaus, not just one
• Strength: Many security tools in one app
• Strength: 60-day money-back guarantee on annual plans
• Weakness: The low price requires paying a year up front
• Weakness: Credit lock covers only the Experian file
• Weakness: Scam call protection is an extra add-on

Key facts

• Bureaus monitored: Equifax, TransUnion and Experian
• Insurance: Up to $1M per adult
• Free trial: 14 days
• Couple plan: $22 per month billed annually
• Family plan: $32 per month billed annually, 5 adults

Where it ranks

Aura is No. 1 in our Best Credit Monitoring Services verdict.