Blue Cash Everyday Card from American Express review

Blue Cash Everyday is the no-fee sibling of Blue Cash Preferred. American Express pays 3% cash back at U.S. supermarkets, 3% on U.S. online retail purchases and 3% at U.S. gas stations, each on up to $6,000 per year in purchases before dropping to 1%, plus 1% on other eligible purchases. The online retail category stands out, since few no-fee cards reward everyday online shopping. Enrolled cardholders can also get up to a $7 monthly statement credit on Disney+, Hulu or ESPN subscriptions bought on those U.S. websites, worth up to $84 a year. Reward Dollars can be redeemed as a statement credit, a deposit into an Amex High Yield Savings Account or at Amazon.com checkout, and purchase protection covers eligible items for up to 90 days if they are stolen or accidentally damaged. The card has no annual fee. Against Blue Cash Preferred, you give up half the grocery rate and the higher streaming rate; against Savor, you get online shopping and gas but lose dining and entertainment. A 2.7% foreign transaction fee applies.

Who it is for

People who want grocery and online shopping rewards without paying an annual fee.

Price

$0 annual fee.

The American Express Blue Cash Everyday ® Card has no annual fee.
Quoted from the vendor pricing page on November 8, 2026.

Key features

• 3% cash back at U.S. supermarkets on up to $6,000 per year, then 1%
• 3% on U.S. online retail purchases on up to $6,000 per year, then 1%
• 3% at U.S. gas stations on up to $6,000 per year, then 1%
• Up to $84 a year in Disney streaming credits, at up to $7 a month
• Purchase protection on eligible items for up to 90 days

Strengths and weaknesses

• Strength: No annual fee
• Strength: 3% on online shopping, a category few cards reward
• Strength: Same Reward Dollars redemption as Blue Cash Preferred
• Weakness: Each 3% category is capped at $6,000 a year
• Weakness: 2.7% foreign transaction fee
• Weakness: 1% on everything outside the bonus categories

Key facts

• Annual fee: $0
• Supermarkets: 3% on up to $6,000 per year, then 1%
• Online retail: 3% on up to $6,000 per year, then 1%
• Gas: 3% on up to $6,000 per year, then 1%
• Foreign transaction fee: 2.7%

Where it ranks

Blue Cash Everyday Card from American Express is No. 6 in our Best Cash Back Credit Cards verdict.