Capital One Venture Rewards review

Venture Rewards is the easiest travel card to run. Capital One pays unlimited 2X miles on every purchase, with 5X on hotels, vacation rentals and rental cars booked through Capital One Travel. The annual fee is $95. The current limited-time offer gives $300 to use on hotel and vacation rental bookings through Capital One Travel in the first cardholder year, plus 75,000 bonus miles after spending $4,000 on purchases in the first 3 months. Ongoing perks include up to a $120 credit for Global Entry or TSA PreCheck, Hertz Five Star status and travel accident insurance. Capital One lists no foreign transaction fees, no blackout dates and no seat restrictions, and rewards do not expire for the life of the account. The trade-offs are clear: there is no lounge access and no yearly travel credit after the first year, so the card's value comes mostly from the flat 2X rate. People who spend heavily on dining or groceries may earn more with Sapphire Preferred or Strata Premier.

Who it is for

Travelers who want one flat rate miles card without tracking categories.

Price

$95 annual fee.

Annual fee $95
Quoted from the vendor pricing page on November 8, 2026.

Key features

• Unlimited 2X miles on every purchase
• 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
• Limited-time offer of 75,000 bonus miles after $4,000 in 3 months plus $300 for Capital One Travel stays in the first year
• Up to a $120 credit for Global Entry or TSA PreCheck
• Complimentary Hertz Five Star status

Strengths and weaknesses

• Strength: Every purchase earns the same 2X rate
• Strength: Large welcome offer for a $95 card
• Strength: No foreign transaction fees, blackout dates or seat restrictions
• Weakness: No lounge access
• Weakness: No ongoing annual travel credit after the first year
• Weakness: Bonus categories are limited to the Capital One Travel portal

Key facts

• Annual fee: $95
• Base earning: Unlimited 2X miles on every purchase
• Welcome offer: 75,000 miles after $4,000 in 3 months, plus $300 for stays in year one
• Variable APR: 19.74% to 28.74%
• Foreign transaction fee: None

Where it ranks

Capital One Venture Rewards is No. 3 in our Best Travel Credit Cards verdict.