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Cigna Dental Vision Hearing 2000 review

Cigna's lower-cost individual dental policy with vision benefits and a $500 hearing aid allowance.

By the HearSmart research desk · Updated November 9, 2026

Performance (40%)
7.2
Ease of use (25%)
8.6
Value (35%)
7.7

Cigna Dental Vision Hearing 2000 is the cheaper version of the 3500 plan, with a $47 average monthly premium. Hearing aids are covered up to $500 and hearing evaluations and exams up to $50, again with no deductible and no waiting period. Cigna points members to the Hearing Care Solutions network for a better price, and that network is now part of TruHearing. Dental benefits are $1,500 per calendar year with a $100 annual deductible, covering fillings, crowns, bridges and root canals; implants are not listed. Vision exams are covered at 50% up to $75, with $200 toward eyewear. At about $564 a year in premiums, the plan costs more than its $500 hearing allowance, so it makes sense mainly for people who will also use the dental and vision cover. If hearing aids are the main goal, the 3500 plan's extra $200 allowance and higher limits are worth comparing for $12 more a month on average. We compared documented features and published prices.

Who it is for

Budget buyers who want a hearing aid allowance in a cheaper dental policy.

Price

$47 average monthly premium; rates vary by location.

$47 average monthly premium
Quoted from the vendor pricing page on November 9, 2026.

Key features

  • Hearing aids covered up to $500
  • Hearing evaluations and exams covered up to $50
  • No deductible and no waiting period on hearing benefits
  • $1,500 in dental benefits per calendar year
  • Vision exams covered at 50% up to $75, plus $200 for eyewear

Strengths and weaknesses

  • Strength: Lower average premium than the 3500 plan
  • Strength: No waiting period on hearing or vision
  • Strength: Any dentist can be used, with savings in the Advantage Network
  • Weakness: $500 hearing allowance is $200 less than the 3500 plan
  • Weakness: Implants are not listed among covered dental services
  • Weakness: Average premium varies by location

Key facts

  • Average premium: $47 per month
  • Hearing aid allowance: Up to $500
  • Hearing exam: Up to $50
  • Waiting period: None for hearing
  • Dental maximum: $1,500 per calendar year

Where it ranks

Cigna Dental Vision Hearing 2000 is No. 8 in our Best Hearing Aid Insurance Plans verdict.

Alternatives we scored

Visit cigna.com · Questions or corrections: editorial@hearsmart.org