Cigna Dental Vision Hearing 3500 review

Cigna Dental Vision Hearing 3500 is an individual insurance policy, so anyone can buy it, not just members of a group plan. Cigna lists a $59 average monthly premium. The hearing benefit covers hearing aids up to $700 and hearing evaluations and exams up to $50, with no deductible and no waiting period, which is unusual for bundled plans. Cigna says the allowance goes further at a provider in the Hearing Care Solutions network; Hearing Care Solutions says it becomes part of TruHearing from January 1, 2026. The plan also includes $2,500 in dental benefits per calendar year with implants covered, a $100 annual dental deductible, vision exams at 90% up to $100 and $300 toward eyewear. The math matters: $59 a month is about $708 a year, so the plan pays off on hearing alone only if you also use the dental and vision benefits. We compared documented features and published prices.

Who it is for

People under 65 or on Original Medicare who want real hearing aid coverage bundled with dental.

Price

$59 average monthly premium; rates vary by location.

$59 average monthly premium
Quoted from the vendor pricing page on November 9, 2026.

Key features

• Hearing aids covered up to $700
• Hearing evaluations and exams covered up to $50
• No deductible and no waiting period on hearing benefits
• $2,500 in dental benefits per calendar year, including implants
• Vision exams covered at 90% up to $100, plus $300 for eyewear

Strengths and weaknesses

• Strength: No waiting period before the hearing allowance can be used
• Strength: Highest dental and vision limits of the bundled plans here
• Strength: 15% discount for each dependent added to the policy
• Weakness: The $700 allowance covers only part of a prescription pair
• Weakness: Premium is an average and varies by location
• Weakness: Its hearing network, Hearing Care Solutions, moved to TruHearing on January 1, 2026

Key facts

• Average premium: $59 per month
• Hearing aid allowance: Up to $700
• Hearing exam: Up to $50
• Waiting period: None for hearing
• Dental maximum: $2,500 per calendar year

Where it ranks

Cigna Dental Vision Hearing 3500 is No. 7 in our Best Hearing Aid Insurance Plans verdict.