Erie Insurance Renters review

Erie Insurance is a regional carrier that sells through independent agents rather than a fully online checkout. Its renters page describes a standard set of protections: personal property covered anywhere in the world, so a bag stolen while commuting or traveling is included; liability cover if a guest is hurt or you damage someone else's property, which can pay medical bills and legal expenses; and additional living expenses for lodging and meals if your rental becomes uninhabitable after a covered loss. Claims support is available 24/7, and bundling renters with Erie auto insurance lowers the price. Erie says it has been insuring people since 1925 and works with more than 14,000 independent agents. The online form requests a quote from an agent, so buying takes longer than with app-based insurers, and Erie publishes no renters price. Coverage is limited to the states where Erie operates, which you can check on its states of operation page. We compared documented features and published prices.

Who it is for

Renters in Erie's operating states who already have Erie auto cover or want an independent agent.

Price

See vendor pricing (USD check pending).

US price check pending. See the vendor pricing page.

Key features

• Personal property cover anywhere in the world
• Liability cover for damage to others' property and guest injuries, including medical bills and legal expenses
• Additional living expenses if the rental becomes uninhabitable
• Renters and auto bundle discount
• 24/7 claims support

Strengths and weaknesses

• Strength: Sold through more than 14,000 independent agents
• Strength: Personal property protected anywhere in the world
• Strength: Long track record, insuring people since 1925
• Weakness: Only sold in Erie's operating states
• Weakness: No published starting price
• Weakness: Online flow is a quote request rather than instant purchase

Key facts

• Founded: 1925
• Agents: 14,000+ independent agents
• Property cover: Anywhere in the world
• Claims support: 24/7
• Buying channel: Independent agents

Where it ranks

Erie Insurance Renters is No. 7 in our Best Renters Insurance verdict.