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Review · Health & fitness

Headspace Therapy review

Video therapy with licensed therapists inside the Headspace app, covered by many insurance plans.

By the HearSmart research desk · Updated November 8, 2026

Performance (40%)
8.0
Ease of use (25%)
8.8
Value (35%)
8.6

Headspace Therapy brings licensed therapists into the meditation app many people already use. You tell Headspace where you live and which plan you have, and the site shows the typical cost per session for each insurer, from $0 for some plans to $25 for others, with a ceiling of $149 depending on coverage and whether your therapist is in-network. It accepts insurance, FSA and HSA cards, or out-of-pocket payment. Sessions are by video, and you book or switch therapists in the app's Care tab. Therapists use approaches such as CBT, ACT and DBT and treat anxiety, depression, trauma, stress and relationship concerns. Between sessions you can use guided meditations, sleep content and Ebb, the AI companion, though those need a Headspace content subscription. The service covers individual therapy for adults only. Headspace does not publish a single self-pay rate on the pages we fetched, so its price is pending.

Who it is for

Adults who already use Headspace and want insured therapy plus meditation tools between sessions.

Price

See vendor pricing (USD check pending).

US price check pending. See the vendor pricing page.

Key features

  • Video sessions with licensed therapists for adults
  • Accepts insurance, FSA and HSA, or out-of-pocket payment
  • Cost estimate by state and insurer before booking
  • Book or switch therapists in the app's Care tab
  • CBT, ACT and DBT approaches

Strengths and weaknesses

  • Strength: Sessions can cost as little as $0 with insurance
  • Strength: Meditation, sleep tools and the Ebb AI companion between sessions
  • Strength: Shows typical cost per plan before you book
  • Weakness: Individual adult therapy only, no couples or teens
  • Weakness: Between-session tools need a Headspace subscription
  • Weakness: Cost may reach up to $149 a session depending on coverage

Key facts

  • Who it serves: Adults, individual therapy
  • Format: Video sessions
  • Payment: Insurance, FSA/HSA or out-of-pocket
  • Maximum cost: Up to $149 per session
  • Extras: Meditations, sleep tools, Ebb AI companion

Where it ranks

Headspace Therapy is No. 5 in our Best Online Therapy Services verdict.

Alternatives we scored

Visit headspace.com · Questions or corrections: editorial@hearsmart.org