Review · Money
Jetty Protect review
Renters insurance sold through partner apartment buildings, built to meet move-in requirements and backed by Farmers Insurance.
By the HearSmart research desk · Updated November 9, 2026
- Performance (40%)
- 7.6
- Ease of use (25%)
- 8.7
- Value (35%)
- 8.5
Jetty Protect is not something you can buy at any address. It is sold through Jetty's real estate partners, so you first need to confirm with your leasing team that your building is in the Jetty network and get its property link. If it is, Jetty says buying a plan takes less than two minutes, and the policy copy goes straight to your property manager, which removes the usual paperwork chase on move-in day. Plans start from $5 a month and include contents, liability and loss-of-use cover. Jetty highlights electronics cover and bed bug protection, a peril that State Farm only covers where applicable and Lemonade excludes. The standard plan runs 12 months; if you move early, Jetty will help transfer or cancel it. New policies are backed by Farmers Insurance. The trade-off is reach and depth: it only works at partner buildings and documents fewer add-ons than the national carriers. We compared documented features and published prices.
Who it is for
Tenants whose building offers Jetty and who want a policy that matches the landlord's requirements in a couple of minutes.
Price
From $5 a month at partner properties.
From $5/month, you can get the coverage you need at a price that won’t break the bank.
Quoted from the vendor pricing page on November 9, 2026.
Key features
- Contents, liability and loss-of-use cover
- Coverage that includes electronics and bed bug protection
- Policy copy sent to your property manager automatically
- Standard 12-month term that can be transferred or cancelled if you move
- New policies backed by Farmers Insurance
Strengths and weaknesses
- Strength: Starts at $5 a month, tied for the lowest published price
- Strength: Built to meet a property's insurance requirements
- Strength: Bed bug protection, which several mainstream policies exclude
- Weakness: Only available at partner properties in the Jetty network
- Weakness: Fixed 12-month term
- Weakness: Fewer documented add-ons than the large carriers
Key facts
- Starting price: $5 a month
- Availability: Partner properties only
- Term: 12 months
- Backing: Farmers Insurance
- Buying time: Less than two minutes, per Jetty
Where it ranks
Jetty Protect is No. 8 in our Best Renters Insurance verdict.
Alternatives we scored
Visit jetty.com · Questions or corrections: editorial@hearsmart.org