Progressive Renters review

Progressive sells renters insurance mainly as a companion to its car insurance. The policy is provided and serviced by affiliated and third-party insurers, so the exact carrier and wording depend on where you live. Coverage includes personal property, personal liability, loss of use for hotel and grocery costs above your normal spending, and medical payments to others regardless of fault. Progressive is upfront about sub-limits, giving examples of $2,500 for personal computers and $1,000 for tools, and lets you schedule items above those caps. A water backup endorsement is available in some states. Rather than a floor price, Progressive publishes an average range of $13 to $27 a month based on policies written in 2025, which is more realistic than a $5 headline. Discounts apply for quoting at least a day before cover starts and for paying in full, and bundling saves an average of $30 on auto. A quote needs only your name, date of birth and address. We compared documented features and published prices.

Who it is for

Progressive auto customers who want to bundle and manage both policies in one account.

Price

Average $13 to $27 a month for Progressive policies written in 2025; no fixed starting price.

The average cost of renters insurance through Progressive ranges from $13 to $27 per month, according to 2025 data from Progressive.
Quoted from the vendor pricing page on November 9, 2026.

Key features

• Personal property, personal liability, loss of use and medical payments to others
• Scheduled items (riders) for things above sub-limits, such as computers over $2,500
• Water backup endorsement where available
• Discounts for quoting at least a day in advance and for paying in full
• Bundle discount on auto insurance

Strengths and weaknesses

• Strength: Publishes its own average price range instead of only a floor
• Strength: Quote needs only your name, date of birth and address
• Strength: Bundling saves an average of $30 on car insurance, per Progressive
• Weakness: Policies are written by affiliated and third-party insurers, so terms vary
• Weakness: No fixed starting price
• Weakness: Water damage from flooding is not covered

Key facts

• Average price: $13 to $27 a month (2025 policies)
• Example sub-limits: Computers $2,500, tools $1,000
• Advance quote discount: Quote at least one day early
• Bundle saving: About $30 on auto on average
• Underwriting: Affiliated and third-party insurers

Where it ranks

Progressive Renters is No. 6 in our Best Renters Insurance verdict.