Revolut review

Revolut works best when the person you are paying also has Revolut. Transfers between Revolut users in more than 25 currencies carry no fees from Revolut and usually land in about 20 seconds. For everyone else, the app sends bank transfers to more than 140 countries, and shows the rate and fee live before you confirm. Currency exchange carries no additional fee between 6pm EST Sunday and 5pm EST Friday when you stay within your plan's limits, so avoid converting on weekends. The Standard plan costs $0 a month; Premium at $9.99 and Metal at $16.99 add discounts on bank transfer fees, and Premium notes fair usage fees may apply after $10,000 within 30 days. The trade-off is speed to outside banks: Revolut says international bank transfers generally arrive in 3 to 5 business days, slower than Wise or Remitly on many routes, and there is no cash pickup. Signing up in the US uses your SSN, or a visa for basic features.

Who it is for

People who also want a spending account and send to friends or family who can use Revolut.

Price

Standard $0 per month; Premium $9.99 per month; Metal $16.99 per month; transfer fees shown in app.

Standard $0.00/month Premium $9.99/month Metal $16.99/month
Quoted from the vendor pricing page on November 10, 2026.

Key features

• Bank transfers to 140+ countries from one app
• Revolut-to-Revolut transfers in 25+ currencies with no fees from Revolut
• No additional exchange fees between 6pm EST Sunday and 5pm EST Friday within plan limits
• Discounts on bank transfer fees on Premium and Metal
• Payment links and Groups for splitting costs

Strengths and weaknesses

• Strength: Standard plan has no monthly fee
• Strength: Revolut-to-Revolut transfers usually arrive in about 20 seconds
• Strength: All rates and fees shown live in the app before you send
• Weakness: International bank transfers generally take 3 to 5 business days
• Weakness: Weekend conversions can carry extra exchange fees
• Weakness: Fair usage fees can apply on Premium after $10,000 in 30 days

Key facts

• Countries: 140+ for bank transfers
• Revolut-to-Revolut: 25+ currencies, no Revolut fees
• Bank transfer speed: Generally 3 to 5 business days
• Plans: Standard $0, Premium $9.99, Metal $16.99 per month
• Customers: 80+ million globally

Where it ranks

Revolut is No. 3 in our Best Money Transfer Services verdict and No. 8 in Best Payment Apps.