Thriveworks review

Thriveworks is a national practice rather than an app, and that shows in both its strengths and its prices. It accepts more than 360 insurance plans, which it says cover more than 168 million Americans, and many patients pay $0 to $55 per session in copays. You choose your own therapist, book online or by phone, and can meet by video or in person at a local office. Clinicians are employees rather than contractors, and therapists and psychiatric providers coordinate care. There is no membership fee, and you are charged after each session. Without insurance, Thriveworks is expensive: $200 to $240 for a first therapy session and $160 to $195 for follow-ups, with psychiatry from $300 for an initial appointment. Rates vary by state and are shown on each provider profile. The late cancellation fee of $135 for less than 48 hours notice is steep, so book with care.

Who it is for

Insured adults who want employed clinicians and the option of in-person sessions.

Price

Copays from $0 to $55 for many patients; self-pay $200 to $240 for a first session and $160 to $195 for follow-ups.

We also welcome self-pay, with rates of $200 to $240 for initial therapy sessions and $160 to $195 for follow-ups.
Quoted from the vendor pricing page on November 8, 2026.

Key features

• Accepts 360+ insurance plans covering more than 168 million Americans
• Online and in-person therapy
• Choose your own therapist
• Psychiatry and medication management
• No membership fee, pay after each session

Strengths and weaknesses

• Strength: Many patients pay $0 to $55 in copays
• Strength: In-person sessions available
• Strength: Live support seven days a week
• Weakness: Self-pay rates are the highest here
• Weakness: $135 late cancellation fee within 48 hours
• Weakness: Rates vary by state

Key facts

• Copays: $0 to $55 for many patients
• Self-pay therapy: $200 to $240 first, $160 to $195 follow-up
• Insurance plans: 360+
• Formats: Online or in-person
• Late cancellation: $135 within 48 hours

Where it ranks

Thriveworks is No. 9 in our Best Online Therapy Services verdict.