Tiller review

Tiller is for people who already budget in a spreadsheet and are tired of typing in transactions. It connects to your accounts and feeds daily spending, income, debt and balances into private Google Sheets or Excel files that you own. Prebuilt templates cover budgets, expenses, debt, net worth and savings, and everything can be customized, from category rules to charts and fonts. AutoCat helps categorize transactions, and an optional daily email shows balances and recent charges if you do not open the sheet. Tiller also supports tracking a solo business on the same subscription, and because the data sits in a spreadsheet, you can point an AI tool of your choice at it without giving that tool access to your bank. The price is $99 a year after a 30-day trial. The catch is ease of use: you need to be comfortable with spreadsheets, and there is no polished budgeting app to fall back on.

Who it is for

Spreadsheet fans who want full control of their budget and their data.

Price

$99 per year after a 30-day free trial.

After 30 days, Tiller is just $99/year , never any ads or hidden fees.
Quoted from the vendor pricing page on November 8, 2026.

Key features

• Daily sync of spending, income, debt and balances into spreadsheets you own
• Works with Google Sheets and Microsoft Excel
• Prebuilt templates for budgets, expenses, debt, net worth and savings
• Custom category rules and AutoCat categorizing
• Optional daily email with balances and recent charges

Strengths and weaknesses

• Strength: Your data stays in your own spreadsheets
• Strength: The most customizable option on this list
• Strength: No ads and a stated policy of not selling data
• Weakness: Requires comfort with spreadsheets
• Weakness: No dedicated budgeting app with the same features
• Weakness: Annual billing only

Key facts

• Spreadsheets: Google Sheets, Excel
• Sync: Daily
• Free trial: 30 days
• Price: $99 per year
• Business use: Supports a solo business on one subscription

Where it ranks

Tiller is No. 9 in our Best Budgeting Apps verdict.