Travelers review

Travelers has one of the most detailed discount pages of any carrier on this list. Drivers can save with a new car discount for vehicles under three years old, a hybrid car discount, a home ownership discount that applies even if the home is insured elsewhere, multi-car and multi-policy discounts, and payment discounts for EFT, paying in full and paying on time. Households without an accident, violation or major comprehensive claim in three to five years can get the Safe Driver Discount, and students at least 100 miles from home without a car can qualify too. IntelliDrive and IntelliDrive 365 reward safer driving in the states Travelers lists. The catch is geography: many discounts are not available in California, where policies must be bought through an independent agent, and some are missing in New York, Maryland and Washington. Claims can be reported 24/7 and tracked in MyTravelers. We compared documented features and published prices.

Who it is for

Drivers with new or hybrid cars who buy through an independent agent

Price

See vendor pricing (USD check pending).

US price check pending. See the vendor pricing page.

Key features

• IntelliDrive and IntelliDrive 365 telematics programs, each available in listed states
• New car discount for cars less than three years old
• Hybrid car discount for owned or leased hybrids
• Loan or lease gap coverage and extended transportation expenses coverage
• MyTravelers app for ID cards, vehicle changes, claims and roadside tracking

Strengths and weaknesses

• Strength: Discount for owning a home or condo even if it is insured elsewhere
• Strength: Student away at school discount for dependents at least 100 miles away
• Strength: 24/7 claim reporting with digital claim tracking
• Weakness: Many discounts, including Safe Driver and New Car, are not available in California
• Weakness: In California, policies must be bought through a local independent agent
• Weakness: No published starting or average price

Key facts

• Telematics: IntelliDrive, IntelliDrive 365
• New car discount: Cars under 3 years old
• Hybrid discount: Yes
• Safe Driver Discount: 3 to 5 years without accident, violation or major claim; not in CA or NY
• Buying channels: Online, independent agents

Where it ranks

Travelers is No. 6 in our Best Car Insurance Companies verdict.