U.S. Bank Altitude Go Secured Visa Card review

Altitude Go Secured gives a secured card a rewards structure that usually needs good credit. U.S. Bank pays 4X points on dining, takeout and restaurant delivery on your first $2,000 each quarter, 2X at grocery stores, gas stations, EV charging stations and on streaming services, and 1X on other eligible purchases. After 11 consecutive months of eligible streaming purchases such as Netflix, Hulu or Apple Music, a $15 statement credit is applied for that 12-month period. The card carries no annual fee. Your limit equals your refundable deposit of $300 to $5,000, held in a secured savings account with U.S. Bank, and the bank reports to the three major credit bureaus. Eligible cardholders may automatically graduate to the Altitude Go Visa Signature card, and the deposit is returned when that happens. The downsides are the $300 minimum deposit, the highest on this list, and grocery and gas bonuses that exclude discount stores, supercenters and wholesale clubs.

Who it is for

diners and streamers rebuilding credit with $300 or more to deposit

Price

$0 annual fee; deposit from $300 to $5,000.

without paying an annual membership fee
Quoted from the vendor pricing page on November 11, 2026.

Key features

• 4X points on dining, takeout and restaurant delivery on the first $2,000 each quarter
• 2X points at grocery stores, gas stations, EV charging stations and on streaming services
• $15 streaming credit after 11 consecutive months of eligible streaming purchases
• Security deposit of $300 to $5,000 sets the credit limit
• Eligible cardholders may automatically graduate to the Altitude Go Visa Signature card

Strengths and weaknesses

• Strength: Highest dining rewards rate on the list
• Strength: Deposit returned on graduation
• Strength: Points redeem for a U.S. Bank deposit, travel, gift cards and more
• Weakness: $300 minimum deposit is the highest here
• Weakness: 4X dining rate stops after $2,000 each quarter
• Weakness: Grocery and gas bonuses exclude discount stores, supercenters and wholesale clubs

Key facts

• Annual fee: $0
• Deposit: $300 to $5,000
• Dining: 4X points on first $2,000 each quarter
• Other bonus: 2X groceries, gas, EV charging, streaming
• Upgrade path: Automatic graduation for eligible cardholders

Where it ranks

U.S. Bank Altitude Go Secured Visa Card is No. 5 in our Best Secured Credit Cards verdict.