9 Best AI Music Generators of 2026
By the HearSmart research desk · Updated November 9, 2026 · Next review December 24, 2026 · 9 products compared
The short version
Suno is the strongest all-round pick: Pro costs $8 a month billed yearly, adds commercial use rights and 20 song downloads a month, and Premier brings Suno Studio, a browser DAW with MIDI and stem tools. ElevenLabs Music is the best choice when the license matters most, since it is built in partnership with artists, labels and publishers and its Starter plan costs $6 a month. Stable Audio gives every account, free ones included, a commercial license and generates up to six minutes of audio, with a plugin for your DAW. Loudly bundles music distribution with its $8 Personal plan. Soundraw is the simplest way to build instrumental beats from its in-house catalog, Mubert suits long background tracks, Soundful suits low-cost loops, AIVA suits orchestral and MIDI work, and Boomy is the easiest start for people who have never made music.
Short answer
Suno is the best AI music generator for creators who want full songs with vocals in 2026, with commercial rights on Pro from $8 a month billed yearly; ElevenLabs Music suits creators who need cleared tracks for ads and video, and Stable Audio suits producers who want loops and stems inside a DAW. The cheapest paid plan is ElevenLabs Starter at $6 a month, and Stable Audio's free plan already includes a commercial license.
This list is for video makers, podcasters, streamers and musicians who want royalty-free songs, background music or backing tracks made by AI. We compared documented features, license terms and published US prices for 9 AI music generators sold today. Scores weigh performance at 40%, ease of use at 25% and value at 35%, where performance covers output quality controls, editing and stem tools, track length and how far the commercial license goes. Facts come from each vendor's own website as shown on November 9, 2026. Three vendors showed PLN or EUR prices from our location or loaded prices only in the browser, so we mark those USD prices as pending. Udio was left out because it has disabled song downloads since its 2025 label settlement, which rules it out for creators who need files they can use.
The ranking at a glance
- 1SunoCreators who want complete songs with vocals and commercial rights at a low monthly price.9.2
- 2ElevenLabs MusicCreators and brands who want cleared music for ads, branded content and video.8.8
- 3Stable AudioProducers and video makers who want commercially licensed loops, samples and full mixes up to six minutes long.8.6
- 4LoudlyCreators who want to make AI tracks and release them on Spotify and Apple Music from one account.8.5
- 5SoundrawVideo creators and rappers who want instrumental beats they can shape bar by bar without a DAW.8.3
- 6MubertStreamers, podcasters and video makers who need long instrumental background tracks.8.1
- 7AIVAComposers and game or film creators who want orchestral and instrumental pieces they can edit as MIDI and own outright.8.0
- 8SoundfulBudget creators who want royalty-free loops and tracks with stems from a simple style picker.8.0
- 9BoomyFirst-time music makers who want to create songs and release them with commercial rights.7.6
How we make the call
Every entry gets a 0 to 10 rating on the three criteria below, and the order follows the weighted total. The ratings rest on the documented features and published prices on each maker's own pages, never hands-on testing.
- 40%Performance
- 25%Ease of use
- 35%Value
No. 1, top ranked
SunoAI song generator that writes and sings full songs from a prompt, with Suno Studio, stem separation and custom models on paid plans.
9.2of 10Best for Creators who want complete songs with vocals and commercial rights at a low monthly price.
- Performance
- 9.4
- Ease of use
- 9.0
- Value
- 9.0
Price
Free plan without commercial rights; Pro from $8 a month billed yearly ($96 a year) or $10 monthly; Premier $24 a month billed yearly
Quoted from the Suno pricing page on November 9, 2026:
$10 $8 / month Save $24 Billed $96/year
Suno is the most complete AI songwriting tool a creator can buy for under $10 a month. Pro costs $8 a month billed yearly, or $10 monthly, and adds Suno's v6 and v6-wild models, 2,500 credits, 20 song downloads a month and commercial use rights. Suno says songs made as a paid subscriber are yours to keep, from background music in videos to an album. Beyond prompts, you can record your own voice and hear it sing, upload up to 30 minutes of audio, separate stems and train custom models on your recordings. Premier, at $24 a month billed yearly, adds Suno Studio, a browser DAW with MIDI, effects and automation, plus 10,000 credits and 60 downloads. The limits are on downloads rather than generation: the free plan cannot download songs at all, and paid plans cap monthly downloads, so heavy users of background music may run short.
What it does well
- +Commercial use rights on every paid plan
- +Pro costs $8 a month billed yearly
- +Full songs with lyrics and vocals from a short prompt
Where it falls short
- −The free plan has no song downloads and no commercial rights
- −Pro caps downloads at 20 songs a month, Premier at 60
- −Monthly credits do not carry over
- Free plan
- 50 credits per day, no downloads, no commercial rights
- Pro
- 2,500 credits and 20 song downloads per month
- Premier
- 10,000 credits and 60 song downloads per month
- Audio upload
- Up to 8 minutes free, up to 30 minutes paid
- Concurrent generations
- Up to 10 songs at once on paid plans
No. 2
ElevenLabs MusicElevenLabs' Music v2 model for licensed songs and instrumentals with vocals in many languages, part of its shared-credit creative plans.
8.8of 10Best for Creators and brands who want cleared music for ads, branded content and video.
- Performance
- 8.9
- Ease of use
- 8.6
- Value
- 8.8
Price
Free plan for personal use; Starter $6 a month ($1 the first month) with music commercial use; Creator $22 a month
Quoted from the ElevenLabs Music pricing page on November 9, 2026:
Starter $6 (30,000 credits)
ElevenLabs Music is the safest choice on this list when you need music you can put in an ad or a sponsored video. ElevenLabs says its Music v2 model is designed for commercial use and built in partnership with artists, labels and publishers, and it writes lyrics and vocals in English, Spanish, French, German, Japanese and more. Starter costs $6 a month, $1 for the first month, and covers about 8 to 16 tracks with a commercial license and 2 and 4 stem downloads, though not release to streaming services. Creator, at $22 a month, raises that to about 34 to 67 tracks. Music v2 also supports inpainting and section editing, so you can rework one part of a song. The credits are shared with ElevenLabs' voice and sound effect tools, which helps video makers but means music competes with voiceovers for the same balance. Self-serve plans exclude film, TV and studio games.
What it does well
- +Built in partnership with artists, labels and publishers
- +Starter costs $6 a month, with $1 for the first month
- +One subscription also covers text to speech and sound effects
Where it falls short
- −The free plan is for personal use only
- −Starter allows commercial use but not streaming release
- −Self-serve plans exclude film, TV and studio games
- Starter music allowance
- About 8 to 16 tracks per month
- Creator music allowance
- About 34 to 67 tracks per month
- Starter license
- Commercial, no streaming
- Stems
- 2 and 4 stems on Starter and Creator, up to 6 on Pro
- API
- Music v1 and v2 via ElevenAPI
No. 3
Stable AudioStability AI's music and sample generator, trained on licensed material, with a web app and a DAW plugin on every plan.
8.6of 10Best for Producers and video makers who want commercially licensed loops, samples and full mixes up to six minutes long.
- Performance
- 8.5
- Ease of use
- 8.4
- Value
- 8.8
Price
Free plan with a commercial license; Solo $12 a month; Session $30 a month
Quoted from the Stable Audio pricing page on November 9, 2026:
Solo $12/mo Explore prompts, variations, and early concepts
Stable Audio stands out for how much it lets producers do inside their own tools. Every account, free ones included, gets the web app, the Stable Audio DAW plugin and a commercial license, and Stability AI says its models are trained on fully licensed material and that you own what you make. Generations run up to six minutes, as a full mix or as separate tracks, and the Sampler builds kits and loops you can play on pads. You can also start from your own audio to create variations or rework part of a track. The free plan's 50 credits cover about 12 full-mix generations a month, which is enough to test it. Solo costs $12 a month for about 165 full mixes, and Session costs $30 for about 450. It writes no lyrics in the way Suno does, so it fits instrumentals, beds and samples better than finished vocal songs.
What it does well
- +Every plan, including Free, comes with a commercial license
- +The DAW plugin is included on every plan
- +Makes loops and samples, not just finished songs
Where it falls short
- −The free plan covers only about 12 full-mix generations a month
- −Solo at $12 a month is pricier than Suno Pro or Loudly Personal
- −Companies earning over $1M a year must contact Stability about licensing
- Free plan
- 50 credits a month, commercial license
- Solo
- 660 credits, about 165 full-mix generations a month
- Maximum length
- Up to 6 minutes
- Training data
- Fully licensed material
- Apps
- Web app and DAW plugin
No. 4
LoudlyAI music platform with text to music, remixing, stem splitting, mastering and built-in distribution to streaming services.
8.5of 10Best for Creators who want to make AI tracks and release them on Spotify and Apple Music from one account.
- Performance
- 8.3
- Ease of use
- 8.5
- Value
- 8.8
Price
Free plan for non-commercial use; Personal $8 a month billed yearly ($96 a year); Pro $24 a month billed yearly
Quoted from the Loudly pricing page on November 9, 2026:
$8 / month Billed annually ($96/year)
Loudly is the best fit for creators who want to make AI music and also put it out as an artist. Its toolset covers text to music, a remixer, a sample generator, a stem splitter and AI mastering, and you can switch between Loudly's own rights-cleared models and partner models. The Personal plan costs $8 a month billed yearly and includes 2,500 credits, songs up to 7 minutes, MP3 and WAV downloads and a license to monetize social channels, livestreams and podcasts. Annual plans add Distro Plus, which releases up to 200 songs a month to Spotify, Apple Music, Amazon Music and YouTube Music with 100% payout on streaming royalties. Pro, at $24 a month billed yearly, raises songs to 30 minutes and adds a license for digital ads, client work, apps and games. The free plan is a preview only, with half-minute previews and non-commercial use.
What it does well
- +Distribution to streaming services is bundled with annual plans
- +Personal plan covers monetized social channels for $8 a month billed yearly
- +Songs up to 7 minutes on Personal and 30 minutes on Pro
Where it falls short
- −Client work and digital ads need the Pro license
- −The free plan gives 0.5-minute previews and one download a day
- −Monthly plans get Distro Basic, not Distro Plus
- Personal
- 2,500 credits a month, songs up to 7 minutes
- Pro
- 10,000 credits a month, songs up to 30 minutes
- Formats
- MP3 and WAV on paid plans
- Distribution
- Up to 200 songs a month with Distro Plus
- Free plan
- Non-commercial, one download per day
No. 5
SoundrawRoyalty-free AI beat and background music generator trained only on music its in-house producers create.
8.3of 10Best for Video creators and rappers who want instrumental beats they can shape bar by bar without a DAW.
- Performance
- 8.4
- Ease of use
- 8.7
- Value
- 8.0
Price
See vendor pricing (USD check pending)
No US price was listed when we checked. See the Soundraw pricing page.
Soundraw is built for creators who need a steady supply of instrumental music they can trust. The company says its AI is trained only on music its own producers write and record, with no scraped songs, and that every beat is yours to use, monetize and share. You pick genres, which can be blended, and then use the mixer to switch instruments on and off, change intensity and set the exact length. The Creator plan is aimed at content creators and includes commercial use as background music with unlimited monthly MP3 downloads. Musicians who want to distribute songs on Spotify and Apple Music move to the Artist plans, which allow 10 or 20 downloads a month, or unlimited on Artist Unlimited, and add WAV and stems from Artist Pro. There is no vocal generation, and the pricing page showed only PLN from our location, so check the USD price before you subscribe.
What it does well
- +The Creator plan includes unlimited monthly track downloads
- +Artist plans allow distribution and monetization on Spotify and Apple Music
- +Editing tools work in the browser with no DAW needed
Where it falls short
- −Instrumental music only, with no AI vocals
- −The Creator plan downloads MP3 only
- −USD prices did not load from our location
- Plans
- Creator, Artist Starter, Artist Pro, Artist Unlimited, Enterprise
- Creator downloads
- Unlimited, MP3
- Artist Starter downloads
- 10 per month, MP3
- Artist Pro downloads
- 20 per month, MP3, WAV and stems
- Company size
- Self-serve plans for under 10 employees
No. 6
MubertRoyalty-free AI background music generator with text, image and chat prompts, a track editor and tracks up to 60 minutes.
8.1of 10Best for Streamers, podcasters and video makers who need long instrumental background tracks.
- Performance
- 8.0
- Ease of use
- 8.3
- Value
- 8.0
Price
Free non-commercial plan; Creator $11.67 a month billed yearly or $14 monthly (non-commercial); Pro $32.49 a month billed yearly for commercial use
Quoted from the Mubert pricing page on November 9, 2026:
$ 11 . 67 /mo $ 14 / month Billed annually
Mubert is made for background music rather than songs you would release. You can describe a track in text, upload an image, chat with its AI or pick mood, genre and BPM, then rework the result in a Track Editor that changes sections, tempo and key. Track lengths are generous: up to 10 minutes on Creator, 25 on Pro and 60 on Ultra, which suits streams, study videos and podcasts. Read the license tiers carefully. Creator, at $11.67 a month billed yearly or $14 monthly, is non-commercial, so creators who monetize a channel or run ads need Pro at $32.49 a month billed yearly, which adds unlimited downloads. Client and agency work needs Ultra. No self-serve plan allows publishing tracks on Spotify or other streaming platforms or registering them in Content ID, and the free plan adds an audible watermark.
What it does well
- +Very long tracks, up to 60 minutes on Ultra
- +Unlimited downloads on Pro and Ultra
- +Pro covers monetized channels and digital ads
Where it falls short
- −Commercial use starts at Pro, not the cheapest paid plan
- −No plan allows publishing on music streaming platforms or Content ID
- −The free plan adds an audible watermark and requires attribution
- Free plan
- 25 generations and 5 downloads a month, non-commercial
- Creator
- 100 generations and 50 downloads a month, non-commercial
- Pro
- 500 generations a month, unlimited downloads, commercial use
- Ultra
- 1,000 generations a month, tracks up to 60 minutes
- Formats
- WAV and MP3 on paid plans
No. 7
AIVAAI composition assistant with 250+ styles, MIDI and audio influences, a track editor and full copyright on the Pro plan.
8.0of 10Best for Composers and game or film creators who want orchestral and instrumental pieces they can edit as MIDI and own outright.
- Performance
- 8.3
- Ease of use
- 7.6
- Value
- 7.8
Price
See vendor pricing (USD check pending)
No US price was listed when we checked. See the AIVA pricing page.
AIVA is the most composer-friendly tool here, built around editing rather than one-click songs. It generates music in more than 250 styles, lets you create your own style models, accepts an audio or MIDI influence and exports MIDI on every plan, so you can take a piece into notation software or a DAW and rework it. The license tiers are the deciding factor. On the free plan AIVA owns the copyright, you must credit AIVA, and you cannot monetize. Standard allows monetization only on YouTube, Twitch, TikTok and Instagram, with 15 downloads a month. Pro assigns you the full copyright of your compositions, forever, with 300 downloads a month and high quality WAV export. Tracks top out around five and a half minutes, it does not sing, and the interface asks more of you than Suno or Soundraw. Prices showed in EUR from our location, so check the USD rate before you buy.
What it does well
- +The Pro plan assigns you the full copyright, forever
- +MIDI downloads on every plan, including Free
- +Style models and MIDI influences give fine control
Where it falls short
- −Free plan tracks are owned by AIVA and need credit
- −Standard allows monetization only on YouTube, Twitch, TikTok and Instagram
- −Prices showed in EUR from our location
- Free plan
- 3 downloads a month, tracks up to 3 minutes, credit to AIVA required
- Standard
- 15 downloads a month, tracks up to 5 minutes
- Pro
- 300 downloads a month, durations up to 5 minutes 30 seconds
- Copyright on Pro
- Owned by you
- Styles
- More than 250
No. 8
SoundfulTemplate-based AI music generator with 150+ styles, loops and stem packs, plus a royalty-free license on every download.
8.0of 10Best for Budget creators who want royalty-free loops and tracks with stems from a simple style picker.
- Performance
- 7.6
- Ease of use
- 8.4
- Value
- 8.2
Price
See vendor pricing (USD check pending)
No US price was listed when we checked. See the Soundful pricing page.
Soundful is the simplest way to get royalty-free loops and instrumentals for very little money. You pick a style and template, and its producer-assisted AI builds a track; every plan, free included, allows unlimited generations. Soundful says all users get a royalty-free license for every track and loop they download, while commercial use needs a paid plan with the Music Creator License. Plus raises downloads to 100 MP3 and WAV files a month with 150+ styles, and Pro adds 400 downloads, 20 STEM packs and direct distribution to SoundCloud. The catch is exclusivity: tracks on standard plans are non-exclusive, so another user could use the same sounds, and exclusive licenses or full copyright cost extra. There are no vocals, and the prices on its pricing page only appear after the page runs in a browser, so we could not verify them in our checker.
What it does well
- +Every downloaded track and loop is royalty-free
- +Unlimited generations, even on the free plan
- +Paid plans add a Music Creator License
Where it falls short
- −The free plan allows one MP3 download a month
- −Standard tracks are non-exclusive, so other users can use the same sounds
- −Prices load only in the browser, so the USD check is pending
- Free plan
- Unlimited generations, 25+ styles, 1 MP3 download a month
- Plus
- 100 MP3 and WAV downloads a month
- Pro
- 400 MP3 and WAV downloads and 20 STEM packs a month
- Business downloads
- 750, 1,500 or 3,000 a month
- Tracks created
- 48,774,390 as shown on soundful.com
No. 9
BoomyBeginner-friendly AI song maker with editing tools, WAV downloads and permission to distribute songs to streaming services.
7.6of 10Best for First-time music makers who want to create songs and release them with commercial rights.
- Performance
- 7.0
- Ease of use
- 8.6
- Value
- 7.6
Price
Free plan with no downloads; Creator $9.99 a month; Pro $29.99 a month
Quoted from the Boomy pricing page on November 9, 2026:
CREATOR 33% off$14.99/mo $9.99 /mo
Boomy is the gentlest introduction to AI music on this list. Its pitch is that you can create original songs even if you have never made music, and the workflow keeps choices simple: create a song, then refine it with editing tools that become more advanced on paid plans. Creator costs $9.99 a month and includes 500 song saves, 25 WAV downloads a month, full commercial use of downloaded songs and permission to distribute them to streaming services. Pro, at $29.99 a month, removes the save limit and raises downloads to 250. Boomy says its artists have created more than 22 million songs. The trade-off is depth: it offers fewer creative controls than the tools above it, the free plan cannot download anything, and its site shows little sign of recent product updates, so creators who want the newest models will get more from Suno or Loudly.
What it does well
- +Very easy for people with no music experience
- +Paid plans include distribution permission and commercial use
- +WAV downloads rather than MP3 only
Where it falls short
- −The free plan has no downloads and no commercial use
- −Fewer controls than Suno, Stable Audio or AIVA
- −Few product updates are documented on its site, and its footer still reads 2019 to 2023
- Free plan
- 25 song saves, no downloads
- Creator
- 500 song saves, 25 WAV downloads a month
- Pro
- Unlimited song saves, 250 WAV downloads a month
- Distribution
- Permitted to DSPs on paid plans
- Songs created
- 22,143,324 as shown on boomy.com
Before you pick a product or a plan
Read the license before the feature list
Free plans usually rule out commercial use. Suno's free plan has no commercial rights and no song downloads, Mubert's free plan is non-commercial with an audible watermark, and AIVA's free plan keeps the copyright with AIVA and requires credit. Stable Audio is the exception, since every plan, free included, comes with a commercial license. If you monetize a YouTube channel or run ads, check that your plan covers monetized content and digital ads, not just social posts.
Decide if you need vocals
Suno and ElevenLabs Music write lyrics and sing them, so they suit full songs, jingles and theme tunes. Soundraw, Mubert, Soundful and AIVA focus on instrumental music, which is usually what you want under a voiceover or a video. Stable Audio covers both full mixes and loops or samples for producers.
Check whether you can release songs on Spotify
Background music and releasing songs are licensed differently. Soundraw's Artist plans, Boomy's paid plans and Loudly's paid plans allow distribution to streaming services, and Loudly includes its own Distro service. Mubert does not allow tracks on music streaming platforms or Content ID on any self-serve plan, and ElevenLabs Starter is commercial with no streaming release.
Count downloads, not just generations
Many plans let you generate far more than you can keep. Suno Pro includes 2,500 credits but 20 song downloads a month, AIVA Standard includes 15 downloads, and Boomy Creator includes 25 WAV downloads. Soundraw Creator and Mubert Pro list unlimited downloads, which matters if you need a lot of background music.
Look for stems and editing tools
Stems let you mute the drums or lift a melody into your own project. Suno Pro has two stem separation types, Premier three, ElevenLabs offers 2 and 4 stems from Starter, Soundraw Artist Pro adds WAV and stems, and Soundful Pro includes 20 STEM packs a month. If you already use a DAW, Stable Audio's plugin brings generation into your session.
Questions readers ask
- What is the best AI music generator in 2026?
- Suno is our top pick for creators, with full songs, stems and commercial rights on Pro from $8 a month billed yearly. ElevenLabs Music is the best choice when you need licensed music for ads, from $6 a month, and Stable Audio is best for loops and samples inside a DAW.
- Is there a free AI music generator I can use commercially?
- Stable Audio's free plan includes a commercial license, with 50 credits a month, or about 12 full-mix generations. Most other free plans are personal or non-commercial only, including Suno, Mubert, Loudly and AIVA.
- Can I put AI-generated songs on Spotify?
- Some plans allow it. Loudly's annual plans include Distro Plus for releases to Spotify and Apple Music, Boomy's paid plans permit distribution to DSPs, and Soundraw's Artist plans allow distributing and monetizing songs. Mubert does not allow publishing on music streaming platforms, and ElevenLabs Starter excludes streaming release.
- Which AI music generator gives me the copyright?
- AIVA's Pro plan assigns you the full copyright of your compositions. Suno says songs made as a paid subscriber are yours to keep, and Stable Audio says you own what you make. Free plans often keep rights with the vendor, so check the plan terms.
- What is the cheapest AI music generator with commercial use?
- ElevenLabs Starter costs $6 a month, $1 for the first month, and includes music commercial use. Suno Pro and Loudly Personal both cost $8 a month billed yearly, and Stable Audio's free plan already includes a commercial license.
- Why is Udio not on this list?
- Udio has disabled song downloads since its 2025 settlement with Universal Music Group. Creators who need royalty-free files to put in videos or releases cannot use it for that today, so we left it out.
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