Allianz Travel Insurance review

Allianz covers more trip types than anyone else on this list. Its plan page lists five single-trip plans and four annual plans, so you can buy only cancellation cover for a domestic trip (OneTrip Cancellation Plus), only medical cover without cancellation (OneTrip Emergency Medical or AllTrips Basic), or a full package. OneTrip Prime, which Allianz calls its most popular plan, covers children 17 and under at no extra charge when they travel with a parent or grandparent, which matters for family bookings. The homepage advertises plans from $27, but that figure is the floor; your quote depends on age, trip cost and state of residence. Allianz says it helped more than 55 million people last year and offers 24/7 assistance plus the Allyz app. Plans are sold only to US residents. We compared documented features and published prices, and Allianz scored highest on breadth while staying competitive on price.

Who it is for

Most US travelers who want a well-known insurer and a plan for every trip type, including annual cover.

Price

Plans from $27 per trip; price depends on age, trip cost and state.

Travel Insurance - Affordable Plans Starting at $27
Quoted from the vendor pricing page on November 8, 2026.

Key features

• Five single-trip plans: OneTrip Basic, Prime, Premier, Emergency Medical and Cancellation Plus
• Four annual plans: AllTrips Basic, Prime, Executive and Premier
• OneTrip Prime covers children 17 and under traveling with a parent or grandparent at no charge (not for Pennsylvania residents)
• OneTrip Rental Car Protector for collision, loss and damage to a rental car
• 24/7 assistance hotline and the Allyz app

Strengths and weaknesses

• Strength: Widest plan range in this list, from cancellation-only to annual medical
• Strength: Free child coverage on its most popular plan
• Strength: Clear plan descriptions that say which ones skip trip cancellation
• Weakness: Only available to US residents
• Weakness: Exact price needs a quote with your age, state and trip cost
• Weakness: The $27 entry price is for the lowest plans, not OneTrip Prime

Key facts

• Lowest advertised price: From $27 per trip
• Single-trip plans: 5
• Annual plans: 4
• Kids on OneTrip Prime: 17 and under free with a parent or grandparent
• Eligibility: US residents

Where it ranks

Allianz Travel Insurance is No. 1 in our Best Travel Insurance verdict.