SafetyWing Nomad Insurance review

SafetyWing is not a trip cancellation product, and it says so in its plan details. It is travel medical insurance sold like a subscription: the Essential plan costs $62.72 every 4 weeks for ages 10 to 39 and renews until you stop it, for up to 364 days at a time. You can sign up before you leave or while already abroad, which most US trip insurers do not allow. Essential has a $250,000 overall limit, evacuation up to $100,000 lifetime, lost luggage cover of $500 per item, and $5,000 toward a ticket home after a family death. It covers 180+ countries, adds up to 30 days of cover in your home country, and charges extra for US coverage. It excludes pre-existing conditions, maternity care and cancer treatment. Complete adds routine care and canceled accommodation from $177.50 a month. Prepaid trips need separate cancellation cover.

Who it is for

Digital nomads and long-stay travelers who need medical cover abroad more than trip cancellation.

Price

Essential from $62.72 every 4 weeks for ages 10 to 39.

62.72 / 4 weeks for ages 10-39 , in USD
Quoted from the vendor pricing page on November 8, 2026.

Key features

• Essential plan with a $250,000 overall limit and evacuation up to $100,000 lifetime
• Buy before departure or while already abroad, with cover for up to 364 days at a time
• Coverage in 180+ countries, with US coverage as an extra
• Up to 30 days of medical cover in your home country
• Complete plan with ongoing health cover, from $177.50 a month for ages 18 to 39

Strengths and weaknesses

• Strength: Can be bought after you have left home
• Strength: Low, published 4-weekly price for under-40s
• Strength: Live chat replies in under a minute, by SafetyWing's account
• Weakness: No trip cancellation cover for prepaid costs on Essential
• Weakness: Excludes pre-existing conditions, maternity care and cancer treatment on Essential
• Weakness: US coverage costs extra

Key facts

• Essential, ages 10 to 39: $62.72 every 4 weeks
• Overall limit: $250,000
• Medical evacuation: Up to $100,000 lifetime
• Trip interruption: $5,000 for a ticket home after a family death
• Complete, ages 18 to 39: $177.50 a month

Where it ranks

SafetyWing Nomad Insurance is No. 4 in our Best Travel Insurance verdict.