HearSmartindependent rankings

Review · Money

Binance.US review

A US-only exchange with 0% maker fees, 0.02% taker fees on most pairs and 200+ cryptocurrencies.

By the HearSmart research desk · Updated November 12, 2026

Performance (40%)
7.8
Ease of use (25%)
7.6
Value (35%)
9.4

Binance.US is the cheapest exchange here for people willing to place their own orders. Its Advanced (Spot) trading charges a 0% maker fee on every pair and a 0.02% taker fee on all pairs except BNB/USD, which costs 0.01%, with no subscription or volume requirement. On a $1,000 market order, 0.02% is 20 cents. ACH bank deposits and withdrawals are free, and paying fees in BNB takes 5% off. The exchange lists 200+ cryptocurrencies and staking on 25+ assets, and you can start with $1. The trade-off is effort: the lowest rates apply to order-book trades, which ask a beginner to understand maker and taker orders, and the platform has fewer side products than Coinbase or Kraken. Volume discounts barely matter here, since the taker rate only drops to 0.01% at $500 million of monthly volume.

Who it is for

Cost-focused traders who place their own orders

Price

Free account; Advanced (Spot) trading 0% maker, 0.02% taker on most pairs; free ACH deposits and withdrawals.

Binance.US charges a flat 0% maker and 0.01% taker fee on the Tier 0 pair (currently BNB/USD only), and 0% maker and 0.02% taker on all other pairs.
Quoted from the vendor pricing page on November 12, 2026.

Key features

  • 0% maker fee on every pair with no subscription or volume requirement
  • 0.02% taker fee on most pairs and 0.01% on BNB/USD
  • Free ACH bank deposits and withdrawals
  • 5% discount when paying trading fees in BNB
  • 200+ cryptocurrencies and staking rewards on 25+ assets

Strengths and weaknesses

  • Strength: Lowest posted trading fees on this list
  • Strength: No subscription needed to reach the low rates
  • Strength: Start with as little as $1
  • Weakness: Low rates apply to Advanced (Spot) orders, which take more effort than a buy button
  • Weakness: The 0.02% taker rate only drops to 0.01% at $500 million of 30-day volume
  • Weakness: Fewer extra products than Coinbase or Kraken

Key facts

  • Maker fee: 0%
  • Taker fee: 0.02% (0.01% on BNB/USD)
  • ACH: Free deposits and withdrawals
  • Cryptocurrencies: 200+
  • Staking: 25+ assets

Where it ranks

Binance.US is No. 4 in our Best Crypto Exchanges verdict.

Alternatives we scored

Visit binance.us · Questions or corrections: editorial@hearsmart.org