Gemini review

Gemini is run by Gemini Trust Company, LLC, a New York trust company, and it publishes separate fee schedules for each product. Its ActiveTrader schedule starts at 0.60% maker and 1.20% taker for accounts under $10,000 of 30-day volume, falls to 0.40% and 0.80% from $10,000, and keeps dropping at higher tiers, which you can also reach by holding a large asset balance. Selected stablecoin pairs trade at 0.00%. Funding is cheap by bank: ACH and wire deposits are free, ACH withdrawals are free and crypto deposits are free, while USD wire withdrawals cost $25, debit card deposits 3.49% and PayPal deposits 2.50%. Withdrawals to an external wallet carry a dynamic fee that tracks network costs, and Gemini says it does not pocket the fee. For small traders, entry-level fees are higher than at Binance.US, Bitstamp or Kraken+.

Who it is for

Buyers who want a regulated trust company custodian

Price

Free account; ActiveTrader fees start at 0.60% maker and 1.20% taker at the lowest tier and fall with volume.

0.600% 1.200% ≥ $0 ≥ $0
Quoted from the vendor pricing page on November 12, 2026.

Key features

• ActiveTrader maker and taker fees that fall with 30-day volume or asset balance
• Free ACH and wire deposits and free ACH withdrawals
• No fees to deposit crypto
• Dynamic withdrawal fees matched to network costs
• Operated by Gemini Trust Company, LLC (NMLS #1518126)

Strengths and weaknesses

• Strength: Free ACH and wire deposits
• Strength: Stablecoin pairs RLUSD/USD, USDC/GUSD and GUSD/USD trade at 0.00%
• Strength: Fee tier can be earned by asset balance, not only volume
• Weakness: Entry-tier ActiveTrader fees of 0.60% maker and 1.20% taker are the highest order-book rates on this list
• Weakness: Debit card deposits cost 3.49% and PayPal 2.50%
• Weakness: USD wire withdrawals cost $25

Key facts

• Entry ActiveTrader fees: 0.60% maker, 1.20% taker
• ACH deposit and withdrawal: Free
• Debit card deposit: 3.49%
• USD wire withdrawal: $25
• Crypto deposits: Free

Where it ranks

Gemini is No. 5 in our Best Crypto Exchanges verdict.