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Review · Money

Cash App Taxes review

A free tax filing service from Cash App that prepares federal and state returns at no cost.

By the HearSmart research desk · Updated November 8, 2026

Performance (40%)
7.6
Ease of use (25%)
8.4
Value (35%)
9.8

Cash App Taxes is the only service here that charges nothing for both the federal and the state return regardless of how the return is built. Its page says that no matter your tax situation, you can file federal and state for free, and that over 12 million returns have been filed this way. You can file on a phone or computer with step-by-step questions, and Cash App offers accurate calculations and maximum refund guarantees. If you deposit your refund into Cash App, it says the money can arrive up to 5 days early, an estimate based on tax year 2024 filing data that Cash App says it does not guarantee. The catch is coverage. Cash App's own help center keeps an article titled Forms and situations Cash App Taxes does not support, so read it before you start if you have more than one state or an unusual form. There is no paid tier with an expert review, so it fits people who are comfortable finishing a return alone.

Who it is for

Filers with one state and a fairly standard return who want to pay nothing.

Price

Free federal and state filing.

No matter your tax situation, you can file your federal and state taxes for free.
Quoted from the vendor pricing page on November 8, 2026.

Key features

  • Federal and state returns filed for $0
  • Step-by-step filing on a phone or computer
  • Accurate calculations and maximum refund guarantees
  • Refund deposited into Cash App up to 5 days early, based on tax year 2024 data
  • Authorized IRS e-file provider

Strengths and weaknesses

  • Strength: No charge for federal or state returns
  • Strength: Works on phone or computer
  • Strength: Over 12 million returns filed, according to Cash App
  • Weakness: Cash App's help center lists forms and situations it does not support
  • Weakness: No paid tier with expert review
  • Weakness: Fastest refund option requires a Cash App account

Key facts

  • Federal return: $0
  • State return: $0
  • Returns filed: Over 12 million, per Cash App
  • Support: Phone daily 8 AM to 9:30 PM ET, chat in the app

Where it ranks

Cash App Taxes is No. 2 in our Best Tax Software verdict.

Alternatives we scored

Visit cash.app · Questions or corrections: editorial@hearsmart.org