Ekta Traveling review

Ekta is the cheapest option we found, and it is a different kind of product from the US trip insurers above. It sells travel medical policies online to citizens of any country, priced per day in USD. The Start tariff covers up to $50,000 from $0.99 a day but carries a 25% deductible, so on a $1,000 hospital bill you pay $250. Gold raises cover to $150,000 from $1.75 a day with no deductible. Policies cover ages 0 to 100, arrive by email within minutes, and Ekta says they suit Schengen visa applications. A travel eSIM and 24/7 concierge are included. The tradeoffs are serious for US buyers: policies are underwritten by IC Auras Insurance LLC, licensed in the Union of Comoros, not by a US-regulated insurer, and the tariffs we checked list no cover for prepaid, nonrefundable trip costs. The site also shows a countdown discount.

Who it is for

Budget travelers who only need basic medical cover abroad, or proof of cover for a visa.

Price

From $0.99 a day (Start tariff, $50,000 cover).

Price 0,99 USD/Day
Quoted from the vendor pricing page on November 8, 2026.

Key features

• Start tariff with $50,000 cover from $0.99 a day, with a 25% deductible
• Gold tariff with $150,000 cover from $1.75 a day and no deductible
• Sold to citizens of all countries, for ages 0 to 100
• Policy suitable for Schengen visa applications
• Travel eSIM and 24/7 concierge included

Strengths and weaknesses

• Strength: Lowest published daily price in this list
• Strength: Policy is emailed within minutes
• Strength: Covers travelers up to age 100
• Weakness: Insurer is licensed in the Union of Comoros, not a US state
• Weakness: No trip cancellation cover for prepaid costs listed on its tariffs
• Weakness: Start tariff has a 25% deductible

Key facts

• Start tariff: From $0.99 a day, $50,000 cover
• Gold tariff: From $1.75 a day, $150,000 cover
• Deductible: 25% on Start, none on Gold
• Ages: 0 to 100
• Insurer: IC Auras Insurance LLC, licensed in the Union of Comoros

Where it ranks

Ekta Traveling is No. 10 in our Best Travel Insurance verdict.