Generali Travel Insurance review

Generali keeps things simple with three plans. All of them insure 100% of trip cost for cancellation. Standard, aimed at US travel, adds 125% interruption, $1,000 baggage and $50,000 medical and dental per person. Preferred raises those to 150%, $1,500 and $150,000, and Premium, built for cruises, tours and pricier trips, to 175%, $2,000 and $250,000. Premium can cover pre-existing medical conditions if you buy it before or within 24 hours of your final trip payment, are medically able to travel, and insure all prepaid costs. Generali suggests buying when you make your first payment and adding later bookings to the same plan. The brand says it will become Redion in the new year, with the same cover and services. Prices are shown only in a quote.

Who it is for

Travelers with pre-existing conditions who can buy soon after their final trip payment.

Price

See vendor pricing (USD check pending).

US price check pending. See the vendor pricing page.

Key features

• Standard, Preferred and Premium plans, all with 100% trip cancellation
• Trip interruption at 125%, 150% or 175% of trip cost by plan
• Medical and dental cover of $50,000, $150,000 or $250,000 per person
• Pre-existing condition cover on Premium if bought within 24 hours of final trip payment
• Trip cost can be added to an existing plan as you book more

Strengths and weaknesses

• Strength: Simple three-plan lineup with clear limits
• Strength: Premium can cover pre-existing conditions
• Strength: Can be bought before any trip payments
• Weakness: No published prices
• Weakness: Standard has only $50,000 in medical cover
• Weakness: The brand is changing its name to Redion, so documents may change

Key facts

• Standard: $50,000 medical, 125% interruption
• Preferred: $150,000 medical, 150% interruption
• Premium: $250,000 medical, 175% interruption
• Baggage: $1,000 to $2,000 per person
• New name: Redion, starting in the new year

Where it ranks

Generali Travel Insurance is No. 8 in our Best Travel Insurance verdict.