Identity Guard review

Identity Guard sells three tiers, each in individual and family versions, and its family plans cover 5 adults plus unlimited kids. Value, its Basic Identity Protection tier, is $8.99 a month or $90 for the first year on annual billing, and the family version is $14.99 a month. It monitors the dark web, high risk transactions, bank and card accounts, social media and USPS address changes, with $1 million identity theft insurance. Total, sold as Standard Identity & Credit Protection, adds the credit side for $19.99 a month individually, and Identity Guard's feature list includes three-bureau credit monitoring, a monthly credit score and an Experian credit lock. Ultra, its Premium Identity & Credit Protection tier at $29.99, is the only tier that includes white glove fraud remediation, which matters if you want someone to do the recovery work for you. The site shows several promotional first-year prices, and they renew at the full rate, so budget for the second year before you sign up.

Who it is for

Families who want $1 million insurance on every tier and are happy to pay for Ultra if they want white glove help.

Price

Value $8.99 per month or $90 for the first year; Total $19.99; Ultra $29.99; family plans from $14.99 per month.

$90.00 first year, renews at $107.88/yr
Quoted from the vendor pricing page on November 9, 2026.

Key features

• $1 million identity theft insurance on every plan
• Family plans for 5 adults and unlimited kids
• Dark web, high risk transaction, bank account and social media monitoring
• Three-bureau credit monitoring and an Experian credit lock in its credit protection features
• Home and auto title, criminal record and USPS address change monitoring

Strengths and weaknesses

• Strength: Family plans cover 5 adults
• Strength: Low entry price for identity-only monitoring
• Strength: 60-day money-back guarantee on annual plans
• Weakness: Value plan is identity-only, without credit protection
• Weakness: White glove fraud remediation is only on Ultra
• Weakness: Promotional first-year prices renew higher

Key facts

• Family size: 5 adults and unlimited kids
• Value family: $14.99 per month
• Insurance: $1 million
• White glove remediation: Ultra plan only
• Money-back guarantee: 60 days on annual plans

Where it ranks

Identity Guard is No. 4 in our Best Identity Theft Protection verdict.