OFX review

OFX is a specialist for large bank-to-bank transfers rather than small family remittances. It sends in more than 50 currencies to over 180 countries, and its US personal page shows a $10,000 USD to EUR quote with a $0.00 OFX fee, which means the cost sits in the customer exchange rate it offers. Registered customers can get customised rates on high-value transfers, and the site offers rate alerts and a currency outlook if you can wait for a better moment. Its main strength is support: you can speak with a real person by phone or email at any hour, which is reassuring when you move a home deposit or a year's savings. OFX is regulated by FinCEN and state regulators in the US and says more than 1 million customers have moved A$293 billion with it. It has no cash pickup or mobile wallets, and it warns that an intermediary bank may deduct a fee it does not control.

Who it is for

People moving large amounts, such as a home deposit or savings, who want a human on the phone.

Price

$0.00 OFX fee on a $10,000 USD to EUR quote; cost sits in the customer rate.

OFX fee + $ 0.00 USD
Quoted from the vendor pricing page on November 10, 2026.

Key features

• Transfers in 50+ currencies to more than 180 countries
• Customised rates for high-value transfers after you register
• 24/7 phone and email support from real people
• Regulated by FinCEN and state regulators in the US
• Rate alerts and currency outlook resources

Strengths and weaknesses

• Strength: No OFX fee shown on a $10,000 quote
• Strength: Real people available day and night
• Strength: Built for large one-off transfers
• Weakness: No cash pickup or mobile wallet delivery
• Weakness: Third-party banks may deduct their own fee
• Weakness: Best rates need registration

Key facts

• Currencies: 50+
• Countries: 180+
• Customers: 1 million+
• Moved: A$293 billion
• Support: 24/7 phone or email

Where it ranks

OFX is No. 9 in our Best Money Transfer Services verdict.