Review · Money
Ria review
A remittance company with app, online, WhatsApp and in-person sending, and pickup at 600,000+ locations.
By the HearSmart research desk · Updated November 10, 2026
- Performance (40%)
- 8.2
- Ease of use (25%)
- 8.2
- Value (35%)
- 8.0
Ria covers much of the same ground as Western Union and MoneyGram, and most of the popular countries on its US site are in Latin America. It gives senders more ways to start a transfer than most. You can send in the Ria app, online, through a WhatsApp chat or in cash at one of more than 600,000 locations. Recipients can collect cash, receive a bank deposit, get money in a digital wallet, use home delivery or take it from an ATM or debit card, depending on the country. Ria says more than 100 million customers have used it. The quote tool shows the rate, the fee and the total to pay before you start, and first-time customers get a promo rate plus a 0 USD fee on their first transfer. After that, the rate returns to normal, so compare what your recipient receives with Remitly or Xoom on your route. Support is available 24/7. Ria suits families who want a flat fee and a nearby store, more than people moving large sums.
Who it is for
Senders to Latin America who want low flat fees and the option to send cash in person.
Price
First transfer has a promo rate and a 0 USD first transfer fee; fee shown in the quote.
Your first transfer has a promo rate!
Quoted from the vendor pricing page on November 10, 2026.
Key features
- Send to 190+ countries
- Receive by bank deposit, cash pickup, digital wallet, home delivery, ATM or debit card
- Send in the app, online, through WhatsApp or in person
- 600,000+ locations worldwide for cash sending
- 24/7 support from real people
Strengths and weaknesses
- Strength: Many receive options, including home delivery and ATM
- Strength: WhatsApp sending without a new app
- Strength: Fee and total to pay shown before you start
- Weakness: Promo rate applies only to the first transfer
- Weakness: Ria earns on the exchange rate, so compare the amount received
- Weakness: Send limits vary by route and payment method
Key facts
- Countries: 190+
- Locations: 600,000+
- Customers: More than 100 million
- Ways to send: App, online, WhatsApp, in person
- Support: 24/7
Where it ranks
Ria is No. 7 in our Best Money Transfer Services verdict.
Alternatives we scored
Visit riamoneytransfer.com · Questions or corrections: editorial@hearsmart.org