World Nomads review

World Nomads is the specialist for adventurous trips. Its US site lists more than 250 covered activities by plan, with limits such as scuba diving to 165 feet on all plans and higher climbing altitudes on Explorer and Epic, so you can check your plans before buying. There are four US plans: Standard, Explorer, Epic and Annual. Single-trip plans can include up to seven dependents under 25 at no extra charge, but everyone must live in the same state. You can buy cover after you have left home. Explorer and Epic offer a cancel for any reason add-on that repays 50% of prepaid costs up to $5,000 or 75% up to $11,250, if you cancel at least 2 days before departure, and both have a pre-existing exclusion waiver when bought in time. Prices are only shown in a quote.

Who it is for

Active travelers who hike, dive or ski and want those activities named in the policy.

Price

See vendor pricing (USD check pending).

US price check pending. See the vendor pricing page.

Key features

• Four US plans: Standard, Explorer, Epic and Annual
• More than 250 covered activities, with more on Explorer and Epic
• Cover can be bought while you are already traveling
• Up to seven dependents under 25 added free to single-trip plans
• Optional cancel for any reason on Explorer (50% up to $5,000) and Epic (75% up to $11,250)

Strengths and weaknesses

• Strength: Detailed activity lists, down to dive depths and climbing altitudes
• Strength: Free cover for dependents under 25 on single-trip plans
• Strength: Pre-existing exclusion waiver available on Explorer and Epic
• Weakness: No published prices
• Weakness: All travelers on a plan must live in the same US state
• Weakness: Cancel for any reason must be used at least 2 days before departure

Key facts

• Plans: Standard, Explorer, Epic, Annual
• Covered activities: 250+
• Dependents: Up to seven under 25 free on single-trip plans
• Cancel for any reason: 50% up to $5,000 (Explorer), 75% up to $11,250 (Epic)
• Buy while traveling: Yes

Where it ranks

World Nomads is No. 7 in our Best Travel Insurance verdict.