1040.com review

1040.com sells a single product at a single price: $34.99 covers federal and state returns, with every feature included regardless of who you are, how much you earn or how you earn it. That removes the upgrade prompts common at the bigger brands. The service supports all filing statuses and most income sources, and includes email and chat support. You can work through the whole return and preview the completed version without paying, then pay only when you are ready to send it. Optional extras are clearly priced: paying from your refund through E-collect costs $29.95, and Audit Assistance from Protection Plus costs $34.95. The tradeoff is that there is no free tier for simple returns, so a W-2 only filer can spend less with Cash App Taxes or TurboTax Free Edition. For a return with itemized deductions or side income, though, the all-in price is modest and easy to predict.

Who it is for

Filers who want one all-inclusive price and the chance to preview the finished return first.

Price

$34.99 for federal and state returns, every feature included.

$34.99 Just one simple price.
Quoted from the vendor pricing page on November 8, 2026.

Key features

• One $34.99 price for federal and state returns
• All filing statuses and most income sources
• Email and chat support
• Preview the completed return at no charge before paying
• Optional pay with refund for $29.95

Strengths and weaknesses

• Strength: Same price for every user and income level
• Strength: Pay only when you are ready to file
• Strength: No feature tiers to compare
• Weakness: No free option
• Weakness: Paying with your refund adds $29.95
• Weakness: Audit Assistance costs $34.95 extra

Key facts

• Price: $34.99, federal and state
• Pay with refund: $29.95 extra
• Audit Assistance: $34.95, optional
• Owner: Taxwell

Where it ranks

1040.com is No. 7 in our Best Tax Software verdict.