Review · Money
Allstate Identity Protection review
Identity monitoring and full-service restoration from Allstate, with family plans that cover you plus up to 10 members.
By the HearSmart research desk · Updated November 9, 2026
- Performance (40%)
- 8.9
- Ease of use (25%)
- 8.4
- Value (35%)
- 9.1
Allstate Identity Protection is built around restoration. Every plan, including a $3 a month restoration-only option, comes with what Allstate calls full-service identity restoration, meaning it manages the case from start to finish, plus a tracker to follow progress. The family plans are the draw for households: one plan covers you and up to 10 members, which Allstate says works out to as little as $1.73 per person per month on Essentials at $18.99. Essentials includes one-bureau credit monitoring, identity monitoring and $50,000 in stolen funds reimbursement. Blue, at $19 a month for one person or $36 for a family, moves to three-bureau monitoring and reports and adds cover such as up to $2 million for home title fraud and personal ransomware costs on a family plan, a stolen tax refund advance and 401(k) and HSA reimbursement. The catch is that the cheaper tiers watch only one bureau, so families who want full credit coverage should go straight to Blue.
Who it is for
Large or multigenerational households that want one plan for many people and restoration handled for them.
Price
Restoration-only from $3 per month; Essentials $9.99 individual or $18.99 family; Blue $19 or $36 per month; 30-day free trial.
Essentials plan subscriptions automatically renew at $9.99/mo for individuals and $18.99/mo for families
Quoted from the vendor pricing page on November 9, 2026.
Key features
- Family plans cover you plus up to 10 members
- Full-service identity restoration that manages remediation cases from start to finish
- Blue plan adds three-bureau credit monitoring and reports
- Up to $2 million coverage for home title fraud and personal ransomware costs on a Blue family plan
- Stolen tax refund advance and 401(k) and HSA reimbursement on the top tier
Strengths and weaknesses
- Strength: Very low cost per person on family plans
- Strength: Restoration-only plan from $3 a month
- Strength: 30-day free trial
- Weakness: Essentials and Premier monitor only one bureau
- Weakness: Credit card required to start the trial
- Weakness: Many advanced reimbursements are reserved for Blue
Key facts
- Family size: You plus up to 10 members
- Essentials family: $18.99 per month
- Blue family: $36 per month, three-bureau monitoring
- Restoration-only plan: $3 individual, $6 family per month
- Free trial: 30 days, card required
Where it ranks
Allstate Identity Protection is No. 2 in our Best Identity Theft Protection verdict.
Alternatives we scored
- Aura9.0
- LifeLock by Norton8.5
- Identity Guard8.4
- Experian8.1
Visit allstateidentityprotection.com · Questions or corrections: editorial@hearsmart.org