IdentityForce review

IdentityForce is owned by TransUnion and has two individual plans, but only one includes credit monitoring. UltraSecure+Credit costs $34.90 a month, or $349.90 a year, which saves $68. It combines three-bureau credit monitoring and alerts, daily TransUnion credit reports and scores and quarterly three-bureau reports with identity features: 24x7 dark web monitoring with a risk score for each hit, advanced fraud monitoring, phishing and botnet monitoring, a mobile VPN, PC protection, a personalized action plan and $2 million in identity theft insurance with a dedicated restoration specialist. The cheaper UltraSecure plan at $19.90 a month comes with a 30-day trial, but it has no credit monitoring and $1 million of insurance. IdentityForce offers pro-rated refunds for unused time. Note that credit services start only after you verify your identity, and the price does not drop if you never complete that step. The feature list is strong, but the cost is the highest on this list for an individual.

Who it is for

People who want daily TransUnion reports, three-bureau alerts and $2 million insurance in one plan.

Price

UltraSecure+Credit $34.90 per month or $349.90 per year; identity-only plan from $19.90.

UltraSecure+Credit Individual** $34.90/mo Billed Monthly or $349.90/yr Billed Annually
Quoted from the vendor pricing page on November 8, 2026.

Key features

• Three-bureau credit monitoring and alerts on UltraSecure+Credit
• Daily TransUnion credit reports and scores
• Quarterly three-bureau credit reports
• Dark web monitoring with risk scores for each hit
• $2 million identity theft insurance and a dedicated restoration specialist

Strengths and weaknesses

• Strength: Daily TransUnion report refreshes
• Strength: Personalized action plan and identity safety score
• Strength: Pro-rated refunds when you cancel
• Weakness: Credit monitoring costs $34.90 a month
• Weakness: The $19.90 plan has no credit monitoring
• Weakness: Identity verification is required before credit services start

Key facts

• UltraSecure+Credit: $34.90 per month or $349.90 per year
• UltraSecure: $19.90 per month, no credit monitoring
• Insurance: $2M with credit plan
• Free trial: 30 days on UltraSecure
• Owner: TransUnion

Where it ranks

IdentityForce is No. 9 in our Best Credit Monitoring Services verdict.