LifeLock review

LifeLock sells three tiers for individuals, and the main choice is how many bureaus and accounts you want covered. Core, at $124.99 for a year or $12.49 month to month, monitors two bureaus, alerts on activity in two credit, checking or savings accounts, includes a credit and payday loan lock, dark web monitoring, data broker removal every 90 days and up to $1.05 million in reimbursement with $25,000 for stolen funds. Advanced, at $199.99 a year or $19.99 monthly, moves to three-bureau monitoring, five accounts, $100,000 for stolen funds and $5,000 in scam reimbursement. Total at $349.99 a year covers unlimited accounts and up to $3 million. Every plan comes with 24/7 phone support, and the site offers a 30-day free trial plus a 60-day money-back guarantee on annual plans. LifeLock notes that listed prices apply to the introductory term, so check the renewal price before you commit.

Who it is for

People who want large reimbursement limits and account activity alerts, and who will pay more for three bureaus.

Price

Core from $124.99 for the first year or $12.49 monthly; Advanced $199.99 per year.

$10.42 / mo Pay $124.99 today. Renews annually.
Quoted from the vendor pricing page on November 8, 2026.

Key features

• Two-bureau credit monitoring on Core, three bureaus on Advanced and Total
• Credit and payday loan lock
• Credit, checking and savings activity alerts
• Automatic data broker removal every 90 days
• Up to $1.05 million reimbursement on Core, up to $3 million on Total

Strengths and weaknesses

• Strength: High reimbursement limits on upper tiers
• Strength: Alerts on bank and credit account activity
• Strength: 30-day free trial and a 60-day refund window on annual plans
• Weakness: Core watches only two bureaus
• Weakness: Three-bureau Advanced costs $199.99 a year
• Weakness: Prices shown are for the introductory term

Key facts

• Core: $124.99 per year or $12.49 monthly
• Advanced: $199.99 per year or $19.99 monthly
• Total: $349.99 per year or $34.99 monthly
• Free trial: 30 days
• Money-back: 60 days on annual plans

Where it ranks

LifeLock is No. 4 in our Best Credit Monitoring Services verdict.