IdentityIQ review

IdentityIQ offers four Secure plans and prices them by how much credit data you see. Secure Basic, at $8.49 a month, gives daily one-bureau credit report monitoring with SSN alerts, synthetic ID theft protection, dark web and internet monitoring, lost wallet help and a U.S. based restoration service, all backed by $1 million in stolen funds reimbursement. Secure Plus at $11.49 adds an annual three-bureau report and score. Secure Pro at $21.49 moves to three-bureau report monitoring with enhanced alerts, crime alerts and score change alerts, plus three-bureau reports twice a year, and Secure Max at $31.49 delivers them monthly. Application monitoring scans more than 250,000 databases for your details being used on credit, loan or utility applications. Each plan can add a VPN and antivirus for about $2 more a month, and yearly billing saves 15%. The pricing page is busy, and true three-bureau monitoring starts at the Pro tier.

Who it is for

People who want low-cost daily credit monitoring and can choose how often they see three-bureau reports.

Price

Secure Basic from $8.49 per month; 15% off with yearly billing.

$8.49/mo Save 15% (Billed as $86.61 yearly)
Quoted from the vendor pricing page on November 8, 2026.

Key features

• Daily one-bureau credit report monitoring on Secure Basic
• Three-bureau monitoring and score change alerts on Secure Pro and Max
• Application monitoring that scans more than 250,000 databases
• SSN alerts and synthetic ID theft protection
• $1 million stolen funds reimbursement on every plan

Strengths and weaknesses

• Strength: Low entry price for daily monitoring
• Strength: Three-bureau reports up to monthly on Secure Max
• Strength: Optional VPN and antivirus add-on
• Weakness: Secure Basic watches one bureau only
• Weakness: Plan grid is dense and hard to compare
• Weakness: No free trial listed on the pricing page

Key facts

• Secure Basic: $8.49 per month
• Secure Plus: $11.49 per month
• Secure Pro: $21.49 per month
• Secure Max: $31.49 per month
• Yearly billing: Saves 15%

Where it ranks

IdentityIQ is No. 5 in our Best Credit Monitoring Services verdict.