IMG iTravelInsured review

IMG is known for international medical cover, and its iTravelInsured line brings that to trip protection. All three main plans insure up to 100% of trip cost for cancellation and 150% for interruption, and they include telehealth. The difference is medical depth: Choice has $100,000 medical and $500,000 evacuation per person, Travel SE raises medical to $250,000, and Travel LX gives $500,000 medical and $1,000,000 evacuation, which IMG pitches for remote and exotic destinations. Cancel for any reason can be added to LX for an extra cost, but not in New York. IMG also sells Choice Lite, Choice Plus, Travel GT and cruise variants, plus Patriot travel medical plans if you only need medical cover. That range is useful but takes longer to sort through, and prices only appear after you request one.

Who it is for

Travelers heading to remote places who want high medical and evacuation limits with cancellation.

Price

See vendor pricing (USD check pending).

US price check pending. See the vendor pricing page.

Key features

• iTravelInsured Choice: $100,000 medical and $500,000 evacuation per person
• iTravelInsured Travel SE: $250,000 medical
• iTravelInsured Travel LX: $500,000 medical and $1,000,000 evacuation per person
• Trip cancellation up to 100% and interruption up to 150% of trip cost
• Telehealth included on Choice, Travel SE and Travel LX

Strengths and weaknesses

• Strength: Highest evacuation limit in this list, $1,000,000 on LX
• Strength: Telehealth included on the main plans
• Strength: Separate Patriot travel medical plans for medical-only needs
• Weakness: No published prices
• Weakness: Cancel for any reason is an LX add-on and not available in New York
• Weakness: Many plan variants make comparison slower

Key facts

• Choice: $100,000 medical, $500,000 evacuation
• Travel SE: $250,000 medical, $500,000 evacuation
• Travel LX: $500,000 medical, $1,000,000 evacuation
• Trip interruption: Up to 150% of trip cost
• Underwriter: SiriusPoint America Insurance Company on many plans

Where it ranks

IMG iTravelInsured is No. 9 in our Best Travel Insurance verdict.