Travel Guard by AIG review

Travel Guard offers a clear tiered lineup. Deluxe has the highest benefit limits and most coverages as standard, Preferred adds optional add-ons for most vacations, cruises and family trips, and Essential is the budget plan for domestic travel and road trips. Pack N' Go starts coverage on the day of your trip and is meant for spontaneous travel, and the Annual Plan covers several trips in a year. For long stays abroad, the Medevac Per Trip Plan provides medical and evacuation cover for up to 365 days and is pitched at Schengen visa applicants, though you have to call for a quote. Rental Vehicle Damage Coverage pays up to $35,000 or $50,000 in collision damage. Every plan includes 24/7 assistance and a 15-day look period. Coverage is limited to residents of US states and DC, and prices are only shown in a quote.

Who it is for

US travelers who want a tiered plan with add-ons and a long free look period.

Price

See vendor pricing (USD check pending).

US price check pending. See the vendor pricing page.

Key features

• Deluxe, Preferred and Essential single-trip plans
• Pack N' Go plan with coverage that starts the day of your trip
• Annual Plan for multiple trips in a year
• Medevac Per Trip Plan for overseas stays up to 365 days
• Rental Vehicle Damage Coverage up to $35,000 or $50,000

Strengths and weaknesses

• Strength: 15-day look period to review a policy
• Strength: Upgrades and bundles to customize a plan
• Strength: Medevac plan that suits Schengen visa applications
• Weakness: No published prices
• Weakness: Coverage only for residents of US states and DC
• Weakness: Medevac plan quotes are by phone only

Key facts

• Single-trip plans: Deluxe, Preferred, Essential, Pack N' Go
• Look period: 15 days
• Long-stay medical: Medevac Per Trip Plan, up to 365 days
• Rental car cover: Up to $35,000 or $50,000
• Eligibility: US states and DC residents

Where it ranks

Travel Guard by AIG is No. 6 in our Best Travel Insurance verdict.